Commercial Finance

Blake Morgan is an expert law firm in all areas of lending related to businesses and commerce. Our Commercial Finance team includes lawyers based in London, Reading, Southampton and Cardiff. We advise on a wide variety of financing arrangements including acquisition and management buyout finance, receivables finance, trade finance and asset finance. We act for banks, institutional lenders and borrowers. The borrowers we act for range from small and medium-sized enterprises through to multinational corporations. The Commercial Finance team also has expertise in a variety of specialist sectors including healthcare, education, renewables and not-for-profit lending.

Main Areas Of Practice

Our experienced team undertakes a broad range of transactions including:

Acquisition finance

We act for lenders and borrowers in relation to a wide range of term loan and revolving credit facilities relating to corporate acquisitions and management buyouts.

Receivables finance

We advise lenders and businesses on a wide range of receivables financing arrangements including invoice discounting, the sale and purchase of lease portfolios, project contracts and lease contracts.

Trade finance

Advising domestic and international businesses in relation to letters of credit, bank guarantees and other credit and liquidity support devices.

Asset finance

Advising banks, institutional lenders and businesses in relation to finance and operating leasing, hire purchase, conditional sale and sale and leaseback arrangements.

Related Expertise

Our Clients

Our team acts for a variety of banks and institutional lenders and also borrowers in relation to all kinds of financing arrangements that may be required by businesses.

Highlights

Advising a clearing bank in relation to a £14 million term loan facility relating to a management buyout of a leading independent provider of telecommunications and the largest direct business partner of O2 in the UK. The facilities were secured against a blend of business assets and guarantees from multiple group companies. 

Advising a global manufacturing group based in India in respect of English law security relating to c.€700 million facilities relating to multiple subsidiaries in multiple jurisdictions. This included advising on arrangements between a variety of creditors and banks.  

Advising a clearing bank in connection with the provision of certain receivables, inventory, supply chain and general banking financing facilities to a leading automotive aftermarket parts supplier, including a £15,000,000 confidential invoice discounting and stock line, asset finance term loan, promissory note facility, foreign exchange facility, US dollar overdraft and intra-day overdraft facility. 

"The team at Blake Morgan is proactive and attentive, with strong communication skills."
- Chambers and Partners, 2025 

“The team at Blake Morgan provide very sound guidance, where they take a commercial approach, but ensure that their clients are fully informed of any risks associated. They are typically easy to get hold of and quick to respond to queries, producing work in an efficient manner.”
- Legal 500 

"They can cut through the legal woods to deliver commercial advice and identify risk. Client feels they can always rely on the firm's guidance."
- Chambers and Partners, 2025 

"Blake Morgan LLP's practice has the critical mass across the South East to provide clients, which include institutional lenders and major corporates, on a wide range of financing transactions."
- The Legal 500  

Supporting Documents

Banking & Finance brochure

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Our Experts

Kath
Shimmin

Partner

Southampton

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Meera
Jansen

Partner

London

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Paul
Duggan

Partner

Cardiff

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Natalie
Coates

Partner

London

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Oliver
Storey-Harris

Partner

London

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Awards, Accolades and Accreditations

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Expert Commercial Finance lawyers in a range of commercial disciplines

Main Areas Of Practice

Acquisition finance

Receivables finance

Trade finance

Asset finance

Related Expertise

Our Clients

Highlights

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Supporting Documents

Banking & Finance brochure